• Account Transfer Form - Transfer assets from an account at another firm into your CUNA Brokerage Services, Inc. account.
• ACH Form - Move funds electronically between your financial institution and your CUNA Brokerage Services, Inc. account. Form can also be used to establish systematic mutual fund purchases or withdrawals.
• IRA/Roth Distribution Request - Request a withdrawal of funds from Traditional IRAs, Roth IRAs, SEP IRAs, SIMPLE IRAs, and Education Savings Accounts.
• Letter of Instruction (Retail Cash Disbursement) - Request a withdrawal of funds from your Individual, Joint, UTMA or Trust Account.

Don't see the specific form you are looking for? Please Contact Us.

Q: Why should I use CUNA Brokerage?

A: As a credit union member, you expect and deserve the best in financial services. CUNA Brokerage shares the credit union commitment to service by offering you a high quality brokerage program, designed with your needs in mind. Learn more about CUNA Brokerage.

Q: How can I link my financial institution account to my brokerage account?

A: Your Brokerage account can be set up to automatically sweep proceeds from sales of securities into your financial institution account, and to draw from your financial institution account to pay for purchases of securities. To set this up, simply complete the online ACH Application form.

Q: When can I place trades?

A: Online trades may be executed during the market hours of 8:30 a.m. - 3 p.m., CT. Online trades which are placed outside of market hours will be processed on the next market day.

Q: Are there any after hours services?

A: Online information services are available at all times. Your CUNA Brokerage account also includes access to MEMBERS Brokerline. This toll free service enables you to get your account balances and the latest quotes on securities 24 hours a day, 7 days a week.

Q: Do I need special software to trade online?

A: You simply need a web browser which is capable of secure transactions using SSL (Secure Socket Layer) technology. We recommend Internet Explorer.

Q: Can I place trades over the phone if I sign up for online trading?

A: Absolutely! Enabling online trading simply adds to the services provided through your CUNA Brokerage Account. You still get all of the other great services offered by CUNA Brokerage, including telephone access to a representative who can help you place trades.

Q: Will I earn interest on uninvested money in my account?

A: If you choose to settle your trades through your financial institution account, there will be no uninvested money within your brokerage account. Any uninvested money will remain in your financial institution account and earn the regular interest paid by that account. If you choose to settle trades through the CBSI Money Market Accounts within your Brokerage Account, uninvested funds will earn competitive money market rates, once a minimum threshold has been reached. To trigger interest payments, the balance in your CBSI Money Market Accounts must reach $500 in a nonqualified (regular) account, or $100 in a qualified (retirement) account. Once the threshold is reached, interest will be paid from that point on. You do not have to maintain a minimum balance.

Q: How can I pay for trades?

A: The Securities Exchange Commission (SEC) requires that all securities trades settle in three business days. In other words, you must pay for purchases, or deliver securities that have been sold, to your brokerage firm within three business days. CUNA Brokerage offers you a choice of three convenient settlement options to help meet this timeframe:

• Electronic Funds Transfer (EFT) handles the transfer of money automatically, on settlement day between your brokerage account and your financial institution account.
• CBSI Money Market Accounts provide three options on a regular brokerage accounts and allow you to earn competitive interest while you decide how to invest your funds.
• Direct Mail - Your check for payment must be sent to CUNA Brokerage via a method guaranteeing delivery within three business days, made payable to Pershing, our clearing company.

Q: Is my account protected?

A: Securities are held in custody for your account with the Pershing LLC. Each account is protected up to a total of $75 million. Of this total, the Securities Investor Protection Corporation (SIPC), provides $500,000.00 coverage, no more than $100,000.00 of which may be in cash. The remaining $74.5 million of coverage, on securities only is provided by Pershing through a commercial insurer. The account protection applies when SIPC member firm fail financially and are unable to meet obligations to securities customers, but does not protect against losses from the rise and fall in market value of investments.

• Allianz Life Financial Services
• Federated
• Franklin Templeton Investments
• Genworth Financial Wealth Management
• The Hartford
• Hines Real Estate Investments
• Jackson National Life Insurance Co.
• Nationwide Financial
• Oppenheimer Funds
• Pacific Life Funds
• Pacific Life Insurance Co.
• PIMCO Funds
• Prudential Financial, Inc.
• Putnam Investments
• Sun Life Financial
• Wells Real Estate Funds